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Home Insurance Do's and Don'ts


 

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For Builders and Buyers, Lumber is a Bummer

  For Builders and Buyers, Lumber is a Bummer Over the past several years we’ve seen  real   estate  prices climb higher and higher due to a limited supply and an increased demand, but a new factor is pushing prices up even further: the skyrocketing price of building materials. So, what’s behind these increased prices, and, more importantly, when can we expect some relief? We’re all painfully aware that the pandemic triggered widespread supply chain issues, and building materials have been no exception. Supplies of steel, aggregates, and cement have dried up, but the trend might be most noticeable when it comes to lumber. Nearly every aspect of home construction necessitates lumber – framing, trim, doors, flooring, windows, railings, and cabinets. The pandemic shut down lumber mills across the country, and supply chains were slowed by a shortage of truck drivers. Low interest rates and a lack of existing inventory increased demand for new construction, and all that n...
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Vacation with Peace of Mind

  Vacation with Peace of Mind Ready to finally take that extended vacation this summer? Since it’s probably been a minute (or 751,680 minutes) since you’ve last traveled, here are a few helpful reminders for ensuring your home stays mishap free while you’re away. Set Your Thermostat If you have an AC, heatpump, or evaporative cooling unit, make sure to leave it on to prevent mold, mildew, and other conditions caused by heat and humidity. Adjust your thermostat to 4 degrees higher than you would if you were home, which will reduce energy use while ensuring that the unit runs periodically. If you can, invest in a smart thermostat, which will allow you to monitor and control conditions at home via a handy smartphone app wherever you are. Turn Water Off When you are going to be away for an extended period, it's a good idea to turn off your main water line. This can prevent plumbing leaks from occurring in your absence, which otherwise could result in significant water damage and costly...
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Growing Your Winter Herb Garden

  Growing Your Winter Herb Garden Now that winter weather has descended on much of the country, there are still loads of things a homeowner can grow to keep the freshest of ingredients available for winter culinary adventures. Basil, chives, mints and parsley are just a few herbs that do very nicely in pots with bright indirect light. It might surprise you to know you don’t need direct sunlight for growing most herbs; the indirect light most of us get will work fine. East-, south- and west-facing windows should all give your herbs enough light, especially if you set up a small table or use a counter that keeps plants about a foot away from window glass. Start with a few basics, such as oregano, thyme, parsley, basil and rosemary. Then add a few others that your family particularly enjoys in their favorite meals. Cilantro? Dill? Chives? Check your garden center for high-quality seeds or for healthy and vigorous-looking starter plants. It’s also worth checking to see if there’s a sel...
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